Our Process

In order to add value as your trusted partner, strengthening your financial life requires the development and implementation of a living - comprehensive financial plan that is cyclical in nature. The initial phases of our process involve discovery, and ensuring that our relationship will be mutually beneficial.

As we progress through our planning process, the figure below serves as a useful tool to summarize the cyclical nature of a living - comprehensive financial plan.

When planning for our clients, we will always give primary focus to how their assets are invested, how their assets are taxed, responsive asset allocation to meet their changing risk profile, and maximizing choice for accessing assets at different milestones in their lives – major purchases, marriage, children, education, travel, retirement, business activities, etc. By basing our recommendations on the strategies of control and flexibility, we also recognize the underlying goal to maintain and grow purchasing power for current and future lifestyle in spite of taxes and inflation.

We focus on key financial “pillars” when developing and implementing our plans, carefully analyzing available solutions to see how these pillars might be addressed based on each household’s unique needs and goals. Below is a list of the financial pillars we consider the foundation to a strong financial plan.